Side-by-side · Q2 2026 data
Security Bank USA vs KodaBank
Metric by metric
| Measure | Security Bank USA | KodaBank |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 44 | 53 (stronger) |
| Loan quality | 93 (stronger) | 90 |
| Earnings | 94 (stronger) | 87 |
| Funding & liquidity | 80 (stronger) | 63 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 68th | 61st |
| Total assets | $263.9M | $559.8M |
| Deposits / shares | $238.8M | $483.0M |
| Capital ratio | 9.36% | 10.28% (stronger) |
| Problem loans | 0.22% (stronger) | 0.30% |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 1.84% (stronger) | 1.69% |
| Loans ÷ deposits | 80.6% (stronger) | 88.2% |
| Uninsured deposits | 13.7% (stronger) | 23.6% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Security Bank USA has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Security Bank USA leads on 5 and KodaBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.