Side-by-side · Q2 2026 data
Security Bank USA vs National Bank of Commerce
Metric by metric
| Measure | Security Bank USA | National Bank of Commerce |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 44 (stronger) | 43 |
| Loan quality | 93 (stronger) | 79 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 53 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 68th | 58th |
| Total assets | $263.9M | $2.2B |
| Deposits / shares | $238.8M | $1.9B |
| Capital ratio | 9.36% (stronger) | 9.33% |
| Problem loans | 0.22% (stronger) | 0.64% |
| Net charge-offs | 0.05% (stronger) | 0.05% |
| Return on assets | 1.84% | 2.00% (stronger) |
| Loans ÷ deposits | 80.6% (stronger) | 92.0% |
| Uninsured deposits | 13.7% (stronger) | 29.1% |
| Offices | 1 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Security Bank USA has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Bank USA leads on 6 and National Bank of Commerce on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.