Side-by-side · Q2 2026 data
Security Bank USA vs Western National Bank
Metric by metric
| Measure | Security Bank USA | Western National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 44 (stronger) | 41 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 94 (stronger) | 73 |
| Funding & liquidity | 80 (stronger) | 65 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 68th | 45th |
| Total assets | $263.9M | $37.1M |
| Deposits / shares | $238.8M | $33.0M |
| Capital ratio | 9.36% (stronger) | 9.11% |
| Problem loans | 0.22% | 0.00% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.84% (stronger) | 1.32% |
| Loans ÷ deposits | 80.6% | 43.5% (stronger) |
| Uninsured deposits | 13.7% (stronger) | 46.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Bank USA has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Security Bank USA leads on 4 and Western National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.