Side-by-side · Q2 2026 data
Security Federal Bank vs Associated Credit Union
Metric by metric
| Measure | Security Federal Bank | Associated Credit Union |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 58 | 80 (stronger) |
| Loan quality | 72 | 90 (stronger) |
| Earnings | 55 (stronger) | 49 |
| Funding & liquidity | 90 (stronger) | 75 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 53rd | 82nd |
| Total assets | $1.5B | $2.5B |
| Deposits / shares | $1.4B | $2.2B |
| Capital ratio | 10.83% | 13.03% (stronger) |
| Problem loans | 0.85% | 0.30% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.54% |
| Return on assets | 0.86% (stronger) | 0.72% |
| Loans ÷ deposits | 49.8% (stronger) | 84.9% |
| Uninsured deposits | 24.1% | 7.3% (stronger) |
| Offices | 19 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 22.1% |
Associated Credit Union has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Security Federal Bank leads on 3 and Associated Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.