Side-by-side · Q2 2026 data
Security Federal Bank vs Coastal States Bank
Metric by metric
| Measure | Security Federal Bank | Coastal States Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 63 |
| Capital cushion | 58 | 61 (stronger) |
| Loan quality | 72 (stronger) | 68 |
| Earnings | 55 | 67 (stronger) |
| Funding & liquidity | 90 (stronger) | 39 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 53rd | 30th |
| Total assets | $1.5B | $2.4B |
| Deposits / shares | $1.4B | $2.1B |
| Capital ratio | 10.83% | 11.12% (stronger) |
| Problem loans | 0.85% (stronger) | 0.95% |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 0.86% | 1.17% (stronger) |
| Loans ÷ deposits | 49.8% (stronger) | 93.0% |
| Uninsured deposits | 24.1% (stronger) | 40.4% |
| Offices | 19 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 0.0% |
Security Federal Bank has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Security Federal Bank leads on 4 and Coastal States Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.