Side-by-side · Q2 2026 data
Security Federal Bank vs Srp Federal Credit Union
Metric by metric
| Measure | Security Federal Bank | Srp Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 58 | 88 (stronger) |
| Loan quality | 72 | 75 (stronger) |
| Earnings | 55 | 73 (stronger) |
| Funding & liquidity | 90 (stronger) | 78 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 53rd | 89th |
| Total assets | $1.5B | $2.1B |
| Deposits / shares | $1.4B | $1.8B |
| Capital ratio | 10.83% | 13.79% (stronger) |
| Problem loans | 0.85% | 0.74% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.85% |
| Return on assets | 0.86% | 1.34% (stronger) |
| Loans ÷ deposits | 49.8% (stronger) | 81.9% |
| Uninsured deposits | 24.1% | 4.9% (stronger) |
| Offices | 19 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 16.6% |
Srp Federal Credit Union has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Security Federal Bank leads on 2 and Srp Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Aiken, SC
- Augusta, GA
- North Augusta, SC
- Evans, GA
- Graniteville, SC