Side-by-side · Q2 2026 data
Security First Federal Credit Union vs Edinburg Teachers Credit Union
Metric by metric
| Measure | Security First Federal Credit Union | Edinburg Teachers Credit Union |
|---|---|---|
| TellerScore | 68 | 85 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 56 | 96 (stronger) |
| Earnings | 70 (stronger) | 29 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 45th | 77th |
| Total assets | $516.6M | $98.0M |
| Deposits / shares | $449.1M | $80.7M |
| Capital ratio | 11.87% | 22.59% (stronger) |
| Problem loans | 1.32% | 0.12% (stronger) |
| Net charge-offs | 0.55% | 0.13% (stronger) |
| Return on assets | 1.26% (stronger) | 0.23% |
| Loans ÷ deposits | 87.5% | 25.6% (stronger) |
| Uninsured deposits | 5.6% | 3.2% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 45.8% | — |
Edinburg Teachers Credit Union has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Security First Federal Credit Union leads on 1 and Edinburg Teachers Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.