Side-by-side · Q2 2026 data
Security First Federal Credit Union vs My Community Credit Union
Metric by metric
| Measure | Security First Federal Credit Union | My Community Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 69 (stronger) | 53 |
| Loan quality | 56 | 59 (stronger) |
| Earnings | 70 (stronger) | 31 |
| Funding & liquidity | 73 (stronger) | 67 |
| Problem-loan coverage | 83 (stronger) | 80 |
| Peer percentile | 45th | 12th |
| Total assets | $516.6M | $555.3M |
| Deposits / shares | $449.1M | $492.0M |
| Capital ratio | 11.87% (stronger) | 10.29% |
| Problem loans | 1.32% | 1.24% (stronger) |
| Net charge-offs | 0.55% (stronger) | 0.86% |
| Return on assets | 1.26% (stronger) | 0.27% |
| Loans ÷ deposits | 87.5% (stronger) | 93.2% |
| Uninsured deposits | 5.6% (stronger) | 10.3% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 45.8% | — |
Security First Federal Credit Union has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Security First Federal Credit Union leads on 6 and My Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.