TellerScore

Side-by-side · Q2 2026 data

Security First Federal Credit Union vs Naft Federal Credit Union

Credit union

Security First Federal Credit Union

McAllen, Texas · $100 million – $1 billion

68of 100
Moderate

Credit union

Naft Federal Credit Union

Pharr, Texas · $100 million – $1 billion

93of 100
Very strong

Metric by metric

MeasureSecurity First Federal Credit UnionNaft Federal Credit Union
TellerScore6893 (stronger)
Capital cushion69100 (stronger)
Loan quality5683 (stronger)
Earnings7089 (stronger)
Funding & liquidity73100 (stronger)
Problem-loan coverage8397 (stronger)
Peer percentile45th97th
Total assets$516.6M$162.3M
Deposits / shares$449.1M$135.7M
Capital ratio11.87%16.44% (stronger)
Problem loans1.32%0.50% (stronger)
Net charge-offs0.55%0.24% (stronger)
Return on assets1.26%1.73% (stronger)
Loans ÷ deposits87.5%51.3% (stronger)
Uninsured deposits5.6%1.3% (stronger)
Offices83
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)45.8%—

Naft Federal Credit Union has the higher TellerScore (93 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Security First Federal Credit Union leads on 0 and Naft Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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