Side-by-side · Q2 2026 data
Security First Federal Credit Union vs Resource One Credit Union
Metric by metric
| Measure | Security First Federal Credit Union | Resource One Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 60 |
| Capital cushion | 69 (stronger) | 54 |
| Loan quality | 56 (stronger) | 22 |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 73 | 77 (stronger) |
| Problem-loan coverage | 83 (stronger) | 65 |
| Peer percentile | 45th | 21st |
| Total assets | $516.6M | $555.2M |
| Deposits / shares | $449.1M | $495.2M |
| Capital ratio | 11.87% (stronger) | 10.43% |
| Problem loans | 1.32% (stronger) | 2.33% |
| Net charge-offs | 0.55% (stronger) | 1.14% |
| Return on assets | 1.26% | 3.26% (stronger) |
| Loans ÷ deposits | 87.5% | 83.3% (stronger) |
| Uninsured deposits | 5.6% (stronger) | 5.8% |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 45.8% | 66.7% |
Security First Federal Credit Union has the higher TellerScore (68 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Security First Federal Credit Union leads on 5 and Resource One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.