Side-by-side · Q2 2026 data
Security National Bank of Omaha vs Five Points Bank
Metric by metric
| Measure | Security National Bank of Omaha | Five Points Bank |
|---|---|---|
| TellerScore | 62 | 76 (stronger) |
| Capital cushion | 56 (stronger) | 53 |
| Loan quality | 66 | 100 (stronger) |
| Earnings | 78 | 78 |
| Funding & liquidity | 33 | 63 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 27th | 80th |
| Total assets | $1.9B | $2.2B |
| Deposits / shares | $1.5B | $2.0B |
| Capital ratio | 10.58% (stronger) | 10.30% |
| Problem loans | 1.03% | 0.01% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.46% (stronger) | 1.45% |
| Loans ÷ deposits | 90.7% | 67.9% (stronger) |
| Uninsured deposits | 47.7% | 41.5% (stronger) |
| Offices | 10 | 12 |
| CFPB complaints (3 yrs) | 18 | — |
| Complaints per $1B deposits | 12.0 | — |
| Mortgage denial rate (HMDA) | 10.1% | 2.5% |
Five Points Bank has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Security National Bank of Omaha leads on 3 and Five Points Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.