Side-by-side · Q2 2026 data
Security National Bank of South Dakota vs Liberty National Bank
Bank
Security National Bank of South Dakota
Dakota Dunes, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | Security National Bank of South Dakota | Liberty National Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 71 |
| Capital cushion | 91 (stronger) | 53 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 73 (stronger) | 39 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 47th |
| Total assets | $251.5M | $624.4M |
| Deposits / shares | $194.7M | $457.3M |
| Capital ratio | 14.12% (stronger) | 10.31% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.48% (stronger) | 1.26% |
| Loans ÷ deposits | 87.5% (stronger) | 101.5% |
| Uninsured deposits | 15.1% (stronger) | 32.7% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | 5.4% |
Security National Bank of South Dakota has the higher TellerScore (93 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Security National Bank of South Dakota leads on 5 and Liberty National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sioux Falls, SD
- Dakota Dunes, SD