Side-by-side · Q2 2026 data
Security State Bank & Trust vs Golden Bank, National Association
Metric by metric
| Measure | Security State Bank & Trust | Golden Bank, National Association |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 76 | 87 (stronger) |
| Loan quality | 26 | 28 (stronger) |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 63 (stronger) | 55 |
| Problem-loan coverage | 73 | 75 (stronger) |
| Peer percentile | 40th | 40th |
| Total assets | $2.2B | $2.3B |
| Deposits / shares | $1.8B | $1.9B |
| Capital ratio | 12.58% | 13.74% (stronger) |
| Problem loans | 2.22% | 2.16% (stronger) |
| Net charge-offs | 0.04% | -0.05% (stronger) |
| Return on assets | 2.07% (stronger) | 1.59% |
| Loans ÷ deposits | 85.4% (stronger) | 99.9% |
| Uninsured deposits | 25.7% | 19.8% (stronger) |
| Offices | 18 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 8.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Security State Bank & Trust leads on 2 and Golden Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.