Side-by-side · Q2 2026 data
Security State Bank vs American Heritage Bank
Metric by metric
| Measure | Security State Bank | American Heritage Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 83 |
| Capital cushion | 96 (stronger) | 61 |
| Loan quality | 99 (stronger) | 93 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 43 | 88 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 92nd | 84th |
| Total assets | $338.0M | $153.2M |
| Deposits / shares | $288.3M | $137.2M |
| Capital ratio | 14.61% (stronger) | 11.09% |
| Problem loans | 0.03% (stronger) | 0.22% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.86% (stronger) | 1.85% |
| Loans ÷ deposits | 92.1% | 52.1% (stronger) |
| Uninsured deposits | 37.7% | 26.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 4 and American Heritage Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.