Side-by-side · Q2 2026 data
Security State Bank vs First Federal Bank & Trust
Metric by metric
| Measure | Security State Bank | First Federal Bank & Trust |
|---|---|---|
| TellerScore | 71 (stronger) | 40 |
| Capital cushion | 54 | 61 (stronger) |
| Loan quality | 93 (stronger) | 0 |
| Earnings | 42 | 47 (stronger) |
| Funding & liquidity | 90 (stronger) | 43 |
| Problem-loan coverage | 97 (stronger) | 56 |
| Peer percentile | 47th | 2nd |
| Total assets | $449.1M | $621.1M |
| Deposits / shares | $380.1M | $551.9M |
| Capital ratio | 10.44% | 11.05% (stronger) |
| Problem loans | 0.22% (stronger) | 3.29% |
| Net charge-offs | 0.03% (stronger) | 0.39% |
| Return on assets | 0.56% | 0.68% (stronger) |
| Loans ÷ deposits | 67.7% (stronger) | 86.8% |
| Uninsured deposits | 17.2% (stronger) | 42.6% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (71 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 5 and First Federal Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.