TellerScore

Side-by-side · Q2 2026 data

Security State Bank vs American Momentum Bank

Bank

Security State Bank

Pearsall, Texas · $1 billion – $10 billion

74of 100
Strong

Bank

American Momentum Bank

College Station, Texas · $1 billion – $10 billion

57of 100
Moderate

Metric by metric

MeasureSecurity State BankAmerican Momentum Bank
TellerScore74 (stronger)57
Capital cushion57100 (stronger)
Loan quality100 (stronger)0
Earnings75 (stronger)71
Funding & liquidity50 (stronger)34
Problem-loan coverage91 (stronger)76
Peer percentile74th16th
Total assets$1.1B$2.8B
Deposits / shares$1.0B$2.2B
Capital ratio10.74%19.24% (stronger)
Problem loans0.00% (stronger)3.52%
Net charge-offs0.04% (stronger)0.12%
Return on assets1.37% (stronger)1.27%
Loans ÷ deposits54.7% (stronger)90.3%
Uninsured deposits63.4%47.5% (stronger)
Offices826
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Security State Bank has the higher TellerScore (74 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 5 and American Momentum Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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