Side-by-side · Q2 2026 data
Security State Bank vs Frontier Bank of Texas
Metric by metric
| Measure | Security State Bank | Frontier Bank of Texas |
|---|---|---|
| TellerScore | 74 | 75 (stronger) |
| Capital cushion | 57 (stronger) | 50 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 75 | 96 (stronger) |
| Funding & liquidity | 50 (stronger) | 49 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 74th | 77th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $1.0B | $903.9M |
| Capital ratio | 10.74% (stronger) | 10.05% |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.37% | 1.89% (stronger) |
| Loans ÷ deposits | 54.7% (stronger) | 97.7% |
| Uninsured deposits | 63.4% | 27.0% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
Frontier Bank of Texas has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 3 and Frontier Bank of Texas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.