Side-by-side · Q2 2026 data
Security State Bank vs Texas National Bank
Metric by metric
| Measure | Security State Bank | Texas National Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 57 (stronger) | 52 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 75 (stronger) | 67 |
| Funding & liquidity | 50 | 58 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 74th | 58th |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $1.0B | $1.1B |
| Capital ratio | 10.74% (stronger) | 10.17% |
| Problem loans | 0.00% (stronger) | 0.28% |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 1.37% (stronger) | 1.16% |
| Loans ÷ deposits | 54.7% (stronger) | 69.8% |
| Uninsured deposits | 63.4% | 43.8% (stronger) |
| Offices | 8 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 6 and Texas National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.