Side-by-side · Q2 2026 data
Security State Bank vs Farmers Trust and Savings Bank
Metric by metric
| Measure | Security State Bank | Farmers Trust and Savings Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 57 |
| Capital cushion | 61 (stronger) | 45 |
| Loan quality | 92 (stronger) | 52 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 42 | 65 (stronger) |
| Problem-loan coverage | 94 (stronger) | 74 |
| Peer percentile | 68th | 14th |
| Total assets | $492.3M | $618.0M |
| Deposits / shares | $337.3M | $557.3M |
| Capital ratio | 11.12% (stronger) | 9.53% |
| Problem loans | 0.23% (stronger) | 1.45% |
| Net charge-offs | 0.00% | -0.07% (stronger) |
| Return on assets | 2.63% (stronger) | 1.22% |
| Loans ÷ deposits | 132.0% | 90.0% (stronger) |
| Uninsured deposits | 22.2% | 20.2% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (77 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 4 and Farmers Trust and Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.