Side-by-side · Q2 2026 data
Security State Bank vs First State Bank
Metric by metric
| Measure | Security State Bank | First State Bank |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 61 (stronger) | 57 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 42 | 67 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 68th | 63rd |
| Total assets | $492.3M | $72.5M |
| Deposits / shares | $337.3M | $61.7M |
| Capital ratio | 11.12% (stronger) | 10.71% |
| Problem loans | 0.23% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.63% (stronger) | 1.62% |
| Loans ÷ deposits | 132.0% | 89.5% (stronger) |
| Uninsured deposits | 22.2% | 18.3% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (79 vs 77). On the 6 directional measures above (where higher or lower is clearly better), Security State Bank leads on 2 and First State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.