TellerScore

Side-by-side · Q2 2026 data

Security State Bank vs Northwest Bank

Bank

Security State Bank

Sutherland, Iowa · $100 million – $1 billion

77of 100
Strong

Bank

Northwest Bank

Spencer, Iowa · $1 billion – $10 billion

70of 100
Strong

Metric by metric

MeasureSecurity State BankNorthwest Bank
TellerScore77 (stronger)70
Capital cushion61 (stronger)51
Loan quality9292
Earnings100 (stronger)74
Funding & liquidity4251 (stronger)
Problem-loan coverage9496 (stronger)
Peer percentile68th58th
Total assets$492.3M$3.0B
Deposits / shares$337.3M$2.6B
Capital ratio11.12% (stronger)10.12%
Problem loans0.23% (stronger)0.23%
Net charge-offs0.00% (stronger)0.04%
Return on assets2.63% (stronger)1.35%
Loans ÷ deposits132.0%93.9% (stronger)
Uninsured deposits22.2% (stronger)28.8%
Offices522
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—6.0%

Security State Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 6 and Northwest Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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