Side-by-side · Q2 2026 data
Security State Bank vs Ohnward Bank & Trust
Metric by metric
| Measure | Security State Bank | Ohnward Bank & Trust |
|---|---|---|
| TellerScore | 77 (stronger) | 74 |
| Capital cushion | 61 | 76 (stronger) |
| Loan quality | 92 (stronger) | 80 |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 42 | 46 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 68th | 57th |
| Total assets | $492.3M | $499.1M |
| Deposits / shares | $337.3M | $417.6M |
| Capital ratio | 11.12% | 12.58% (stronger) |
| Problem loans | 0.23% (stronger) | 0.60% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 2.63% (stronger) | 1.39% |
| Loans ÷ deposits | 132.0% | 92.9% (stronger) |
| Uninsured deposits | 22.2% (stronger) | 33.7% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 5 and Ohnward Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.