Side-by-side · Q2 2026 data
Security State Bank vs Bank of Western Oklahoma
Metric by metric
| Measure | Security State Bank | Bank of Western Oklahoma |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 57 (stronger) | 31 |
| Loan quality | 78 | 96 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 74 (stronger) | 68 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 68th | 53rd |
| Total assets | $279.5M | $469.7M |
| Deposits / shares | $247.9M | $426.3M |
| Capital ratio | 10.73% (stronger) | 8.06% |
| Problem loans | 0.67% | 0.11% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.51% |
| Return on assets | 2.14% | 2.19% (stronger) |
| Loans ÷ deposits | 68.9% (stronger) | 86.8% |
| Uninsured deposits | 30.2% | 20.1% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 4 and Bank of Western Oklahoma on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.