Side-by-side · Q2 2026 data
Security State Bank vs Oklahoma State Bank
Metric by metric
| Measure | Security State Bank | Oklahoma State Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 57 (stronger) | 54 |
| Loan quality | 78 (stronger) | 51 |
| Earnings | 100 | 100 |
| Funding & liquidity | 74 | 81 (stronger) |
| Problem-loan coverage | 93 (stronger) | 81 |
| Peer percentile | 68th | 37th |
| Total assets | $279.5M | $66.7M |
| Deposits / shares | $247.9M | $59.5M |
| Capital ratio | 10.73% (stronger) | 10.36% |
| Problem loans | 0.67% (stronger) | 1.47% |
| Net charge-offs | 0.05% (stronger) | 0.10% |
| Return on assets | 2.14% | 2.88% (stronger) |
| Loans ÷ deposits | 68.9% (stronger) | 78.9% |
| Uninsured deposits | 30.2% | 13.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 5 and Oklahoma State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.