Side-by-side · Q2 2026 data
Security State Bank vs The Bank of the West
Metric by metric
| Measure | Security State Bank | The Bank of the West |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 57 (stronger) | 55 |
| Loan quality | 78 (stronger) | 26 |
| Earnings | 100 | 100 |
| Funding & liquidity | 74 | 81 (stronger) |
| Problem-loan coverage | 93 (stronger) | 73 |
| Peer percentile | 68th | 22nd |
| Total assets | $279.5M | $192.4M |
| Deposits / shares | $247.9M | $171.2M |
| Capital ratio | 10.73% (stronger) | 10.49% |
| Problem loans | 0.67% (stronger) | 2.22% |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 2.14% (stronger) | 2.05% |
| Loans ÷ deposits | 68.9% (stronger) | 77.5% |
| Uninsured deposits | 30.2% | 16.7% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 5 and The Bank of the West on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.