Side-by-side · Q2 2026 data
Security State Bank of Oklahoma vs The Community State Bank
Metric by metric
| Measure | Security State Bank of Oklahoma | The Community State Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 66 |
| Capital cushion | 74 (stronger) | 41 |
| Loan quality | 77 | 91 (stronger) |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 51 | 71 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 75th | 31st |
| Total assets | $388.2M | $393.1M |
| Deposits / shares | $287.5M | $363.3M |
| Capital ratio | 12.41% (stronger) | 9.05% |
| Problem loans | 0.69% | 0.26% (stronger) |
| Net charge-offs | 0.56% | 0.11% (stronger) |
| Return on assets | 2.39% (stronger) | 0.84% |
| Loans ÷ deposits | 71.3% (stronger) | 79.3% |
| Uninsured deposits | 49.2% | 23.8% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank of Oklahoma has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Oklahoma leads on 4 and The Community State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.