Side-by-side · Q2 2026 data
Security State Bank of Oklahoma vs The Security National Bank of Enid
Metric by metric
| Measure | Security State Bank of Oklahoma | The Security National Bank of Enid |
|---|---|---|
| TellerScore | 79 (stronger) | 73 |
| Capital cushion | 74 (stronger) | 37 |
| Loan quality | 77 | 95 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 51 | 74 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 75th | 53rd |
| Total assets | $388.2M | $400.4M |
| Deposits / shares | $287.5M | $366.0M |
| Capital ratio | 12.41% (stronger) | 8.74% |
| Problem loans | 0.69% | 0.14% (stronger) |
| Net charge-offs | 0.56% | -0.00% (stronger) |
| Return on assets | 2.39% (stronger) | 1.63% |
| Loans ÷ deposits | 71.3% | 63.6% (stronger) |
| Uninsured deposits | 49.2% | 35.7% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.8% |
Security State Bank of Oklahoma has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Oklahoma leads on 3 and The Security National Bank of Enid on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.