Side-by-side · Q2 2026 data
Security Trust & Savings Bank vs Freedom Financial Bank
Metric by metric
| Measure | Security Trust & Savings Bank | Freedom Financial Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 54 (stronger) | 43 |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 70 | 73 (stronger) |
| Funding & liquidity | 79 (stronger) | 36 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 43rd | 37th |
| Total assets | $266.4M | $269.3M |
| Deposits / shares | $239.4M | $206.4M |
| Capital ratio | 10.41% (stronger) | 9.30% |
| Problem loans | 0.78% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.24% | 1.33% (stronger) |
| Loans ÷ deposits | 32.7% (stronger) | 107.8% |
| Uninsured deposits | 34.1% | 29.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Trust & Savings Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Security Trust & Savings Bank leads on 3 and Freedom Financial Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.