Side-by-side · Q2 2026 data
Security Trust & Savings Bank vs The Citizens First National Bank of Storm Lake
Bank
The Citizens First National Bank of Storm Lake
Storm Lake, Iowa · $100 million – $1 billion
Metric by metric
| Measure | Security Trust & Savings Bank | The Citizens First National Bank of Storm Lake |
|---|---|---|
| TellerScore | 70 | 99 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 74 | 99 (stronger) |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 79 | 92 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 43rd | 100th |
| Total assets | $266.4M | $256.5M |
| Deposits / shares | $239.4M | $210.5M |
| Capital ratio | 10.41% | 15.87% (stronger) |
| Problem loans | 0.78% | 0.03% (stronger) |
| Net charge-offs | 0.09% | -0.11% (stronger) |
| Return on assets | 1.24% | 2.50% (stronger) |
| Loans ÷ deposits | 32.7% (stronger) | 64.2% |
| Uninsured deposits | 34.1% | 18.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens First National Bank of Storm Lake has the higher TellerScore (99 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Trust & Savings Bank leads on 1 and The Citizens First National Bank of Storm Lake on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Storm Lake, IA