TellerScore

Side-by-side · Q2 2026 data

Sentry Bank vs Lake Central Bank

Bank

Sentry Bank

Saint Joseph, Minnesota · $100 million – $1 billion

70of 100
Strong

Bank

Lake Central Bank

Annandale, Minnesota · $100 million – $1 billion

86of 100
Very strong

Metric by metric

MeasureSentry BankLake Central Bank
TellerScore7086 (stronger)
Capital cushion3762 (stronger)
Loan quality100 (stronger)99
Earnings71100 (stronger)
Funding & liquidity6781 (stronger)
Problem-loan coverage100100
Peer percentile43rd90th
Total assets$415.5M$291.3M
Deposits / shares$365.0M$257.3M
Capital ratio8.66%11.15% (stronger)
Problem loans0.00% (stronger)0.04%
Net charge-offs0.00%0.00% (stronger)
Return on assets1.26%2.39% (stronger)
Loans ÷ deposits83.8%71.4% (stronger)
Uninsured deposits23.0%22.0% (stronger)
Offices43
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—4.5%

Lake Central Bank has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Sentry Bank leads on 1 and Lake Central Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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