TellerScore

Side-by-side · Q2 2026 data

Sentry Bank vs Liberty Bank Minnesota

Bank

Sentry Bank

Saint Joseph, Minnesota · $100 million – $1 billion

70of 100
Strong

Bank

Liberty Bank Minnesota

Saint Cloud, Minnesota · $100 million – $1 billion

86of 100
Very strong

Metric by metric

MeasureSentry BankLiberty Bank Minnesota
TellerScore7086 (stronger)
Capital cushion3779 (stronger)
Loan quality100100
Earnings71 (stronger)62
Funding & liquidity67100 (stronger)
Problem-loan coverage100100
Peer percentile43rd90th
Total assets$415.5M$290.2M
Deposits / shares$365.0M$262.9M
Capital ratio8.66%12.90% (stronger)
Problem loans0.00%0.00%
Net charge-offs0.00% (stronger)0.02%
Return on assets1.26% (stronger)1.04%
Loans ÷ deposits83.8%51.7% (stronger)
Uninsured deposits23.0%9.1% (stronger)
Offices46
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—3.3%

Liberty Bank Minnesota has the higher TellerScore (86 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Sentry Bank leads on 2 and Liberty Bank Minnesota on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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