TellerScore

Side-by-side · Q2 2026 data

Sentry Bank vs St. Martin National Bank

Bank

Sentry Bank

Saint Joseph, Minnesota · $100 million – $1 billion

70of 100
Strong

Bank

St. Martin National Bank

Saint Martin, Minnesota · Under $100 million in assets

100of 100
Very strong

Metric by metric

MeasureSentry BankSt. Martin National Bank
TellerScore70100 (stronger)
Capital cushion37100 (stronger)
Loan quality100100
Earnings71100 (stronger)
Funding & liquidity67100 (stronger)
Problem-loan coverage100100
Peer percentile43rd100th
Total assets$415.5M$29.4M
Deposits / shares$365.0M$25.0M
Capital ratio8.66%15.51% (stronger)
Problem loans0.00%0.00%
Net charge-offs0.00%0.00% (stronger)
Return on assets1.26%2.42% (stronger)
Loans ÷ deposits83.8%52.6% (stronger)
Uninsured deposits23.0%0.0% (stronger)
Offices41
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

St. Martin National Bank has the higher TellerScore (100 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Sentry Bank leads on 0 and St. Martin National Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions