TellerScore

Side-by-side · Q2 2026 data

Service 1 Federal Credit Union vs Awakon Federal Credit Union

Credit union

Service 1 Federal Credit Union

Muskegon, Michigan · $100 million – $1 billion

89of 100
Very strong

Credit union

Awakon Federal Credit Union

Onaway, Michigan · $100 million – $1 billion

71of 100
Strong

Metric by metric

MeasureService 1 Federal Credit UnionAwakon Federal Credit Union
TellerScore89 (stronger)71
Capital cushion100 (stronger)85
Loan quality86 (stronger)38
Earnings83 (stronger)79
Funding & liquidity7380 (stronger)
Problem-loan coverage97 (stronger)81
Peer percentile94th54th
Total assets$198.5M$202.7M
Deposits / shares$160.8M$172.4M
Capital ratio18.56% (stronger)13.54%
Problem loans0.42% (stronger)1.86%
Net charge-offs0.52% (stronger)0.70%
Return on assets1.58% (stronger)1.47%
Loans ÷ deposits87.3%80.3% (stronger)
Uninsured deposits4.3% (stronger)7.7%
Offices34
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Service 1 Federal Credit Union has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Service 1 Federal Credit Union leads on 6 and Awakon Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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