Side-by-side · Q2 2026 data
Service 1 Federal Credit Union vs Gerber Federal Credit Union
Metric by metric
| Measure | Service 1 Federal Credit Union | Gerber Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 86 (stronger) | 70 |
| Earnings | 83 (stronger) | 50 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 94th | 41st |
| Total assets | $198.5M | $259.5M |
| Deposits / shares | $160.8M | $233.0M |
| Capital ratio | 18.56% (stronger) | 10.19% |
| Problem loans | 0.42% (stronger) | 0.89% |
| Net charge-offs | 0.52% (stronger) | 0.54% |
| Return on assets | 1.58% (stronger) | 0.74% |
| Loans ÷ deposits | 87.3% | 60.5% (stronger) |
| Uninsured deposits | 4.3% | 2.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.2% |
Service 1 Federal Credit Union has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Service 1 Federal Credit Union leads on 5 and Gerber Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.