Side-by-side · Q2 2026 data
Service 1 Federal Credit Union vs Port City Federal Credit Union
Metric by metric
| Measure | Service 1 Federal Credit Union | Port City Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 86 | 99 (stronger) |
| Earnings | 83 (stronger) | 45 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 94th | 65th |
| Total assets | $198.5M | $42.1M |
| Deposits / shares | $160.8M | $36.8M |
| Capital ratio | 18.56% (stronger) | 12.13% |
| Problem loans | 0.42% | 0.04% (stronger) |
| Net charge-offs | 0.52% | -0.04% (stronger) |
| Return on assets | 1.58% (stronger) | 0.63% |
| Loans ÷ deposits | 87.3% | 40.0% (stronger) |
| Uninsured deposits | 4.3% | 4.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service 1 Federal Credit Union has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Service 1 Federal Credit Union leads on 3 and Port City Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.