Side-by-side · Q2 2026 data
Servu Federal Credit Union vs Suma Federal Credit Union
Metric by metric
| Measure | Servu Federal Credit Union | Suma Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 56 |
| Capital cushion | 98 (stronger) | 73 |
| Loan quality | 84 (stronger) | 27 |
| Earnings | 76 (stronger) | 44 |
| Funding & liquidity | 74 (stronger) | 71 |
| Problem-loan coverage | 95 (stronger) | 75 |
| Peer percentile | 89th | 13th |
| Total assets | $529.2M | $468.3M |
| Deposits / shares | $446.1M | $410.4M |
| Capital ratio | 14.83% (stronger) | 12.25% |
| Problem loans | 0.47% (stronger) | 2.19% |
| Net charge-offs | 0.20% (stronger) | 0.35% |
| Return on assets | 1.40% (stronger) | 0.60% |
| Loans ÷ deposits | 86.1% | 80.8% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 22.1% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
Servu Federal Credit Union has the higher TellerScore (86 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Servu Federal Credit Union leads on 6 and Suma Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.