Side-by-side · Q2 2026 data
Shamrock Bank, N.A. vs Red River Federal Credit Union
Metric by metric
| Measure | Shamrock Bank, N.A. | Red River Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 58 | 71 (stronger) |
| Loan quality | 90 | 91 (stronger) |
| Earnings | 90 (stronger) | 82 |
| Funding & liquidity | 77 (stronger) | 68 |
| Problem-loan coverage | 96 (stronger) | 83 |
| Peer percentile | 75th | 76th |
| Total assets | $501.5M | $168.4M |
| Deposits / shares | $452.9M | $141.5M |
| Capital ratio | 10.79% | 12.10% (stronger) |
| Problem loans | 0.29% | 0.28% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.19% |
| Return on assets | 1.76% (stronger) | 1.55% |
| Loans ÷ deposits | 71.3% (stronger) | 92.4% |
| Uninsured deposits | 25.3% | 6.6% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 9.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Shamrock Bank, N.A. leads on 3 and Red River Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.