Side-by-side · Q2 2026 data
Share Advantage Credit Union vs Centricity Credit Union
Metric by metric
| Measure | Share Advantage Credit Union | Centricity Credit Union |
|---|---|---|
| TellerScore | 58 | 85 (stronger) |
| Capital cushion | 84 | 90 (stronger) |
| Loan quality | 8 | 74 (stronger) |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 70 |
| Problem-loan coverage | 73 | 91 (stronger) |
| Peer percentile | 19th | 87th |
| Total assets | $57.5M | $340.5M |
| Deposits / shares | $49.2M | $277.4M |
| Capital ratio | 13.43% | 13.97% (stronger) |
| Problem loans | 2.77% | 0.79% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.46% |
| Return on assets | 0.84% | 2.13% (stronger) |
| Loans ÷ deposits | 76.4% (stronger) | 90.6% |
| Uninsured deposits | 0.0% (stronger) | 4.6% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Share Advantage Credit Union leads on 3 and Centricity Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.