Side-by-side · Q2 2026 data
Share Advantage Credit Union vs Federated Employees Credit Union
Credit union
Federated Employees Credit Union
Owatonna, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Share Advantage Credit Union | Federated Employees Credit Union |
|---|---|---|
| TellerScore | 58 | 82 (stronger) |
| Capital cushion | 84 (stronger) | 82 |
| Loan quality | 8 | 94 (stronger) |
| Earnings | 54 (stronger) | 51 |
| Funding & liquidity | 84 | 95 (stronger) |
| Problem-loan coverage | 73 | 98 (stronger) |
| Peer percentile | 19th | 70th |
| Total assets | $57.5M | $66.7M |
| Deposits / shares | $49.2M | $57.9M |
| Capital ratio | 13.43% (stronger) | 13.17% |
| Problem loans | 2.77% | 0.19% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.38% |
| Return on assets | 0.84% (stronger) | 0.78% |
| Loans ÷ deposits | 76.4% | 65.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Federated Employees Credit Union has the higher TellerScore (82 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Share Advantage Credit Union leads on 4 and Federated Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.