Side-by-side · Q2 2026 data
Share Advantage Credit Union vs Smw Financial Credit Union
Metric by metric
| Measure | Share Advantage Credit Union | Smw Financial Credit Union |
|---|---|---|
| TellerScore | 58 | 75 (stronger) |
| Capital cushion | 84 (stronger) | 65 |
| Loan quality | 8 | 100 (stronger) |
| Earnings | 54 (stronger) | 38 |
| Funding & liquidity | 84 | 85 (stronger) |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 19th | 52nd |
| Total assets | $57.5M | $87.5M |
| Deposits / shares | $49.2M | $77.6M |
| Capital ratio | 13.43% (stronger) | 11.51% |
| Problem loans | 2.77% | 0.01% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.22% |
| Return on assets | 0.84% (stronger) | 0.44% |
| Loans ÷ deposits | 76.4% | 74.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Smw Financial Credit Union has the higher TellerScore (75 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Share Advantage Credit Union leads on 4 and Smw Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.