Side-by-side · Q2 2026 data
Shaw-Ross Employees Credit Union vs Madison Education Assoc. Credit Union
Credit union
Madison Education Assoc. Credit Union
Madison, Florida · Under $100 million in assets
Metric by metric
| Measure | Shaw-Ross Employees Credit Union | Madison Education Assoc. Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 80 |
| Capital cushion | 99 (stronger) | 94 |
| Loan quality | 82 (stronger) | 71 |
| Earnings | 29 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 68th | 65th |
| Total assets | $6.8M | $7.3M |
| Deposits / shares | $5.8M | $6.1M |
| Capital ratio | 14.89% (stronger) | 14.37% |
| Problem loans | 0.53% (stronger) | 0.86% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.24% | 0.73% (stronger) |
| Loans ÷ deposits | 6.0% (stronger) | 61.1% |
| Uninsured deposits | 10.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Shaw-Ross Employees Credit Union has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Shaw-Ross Employees Credit Union leads on 5 and Madison Education Assoc. Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.