Side-by-side · Q2 2026 data
Shelby/Bolivar County Federal Credit Union vs Choctaw Federal Credit Union
Credit union
Shelby/Bolivar County Federal Credit Union
Boyle, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Shelby/Bolivar County Federal Credit Union | Choctaw Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 55 |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 17 (stronger) |
| Earnings | 85 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 86 | 89 (stronger) |
| Peer percentile | 42nd | 15th |
| Total assets | $4.5M | $2.8M |
| Deposits / shares | $3.5M | $2.1M |
| Capital ratio | 20.25% | 25.92% (stronger) |
| Problem loans | 5.89% | 2.49% (stronger) |
| Net charge-offs | -1.40% (stronger) | 0.99% |
| Return on assets | 1.61% (stronger) | -4.63% |
| Loans ÷ deposits | 28.9% (stronger) | 80.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Shelby/Bolivar County Federal Credit Union has the higher TellerScore (71 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Shelby/Bolivar County Federal Credit Union leads on 4 and Choctaw Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.