Side-by-side · Q2 2026 data
Shelby/Bolivar County Federal Credit Union vs Memorial Federal Credit Union
Credit union
Shelby/Bolivar County Federal Credit Union
Boyle, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Shelby/Bolivar County Federal Credit Union | Memorial Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 85 (stronger) | 24 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 42nd | 75th |
| Total assets | $4.5M | $5.9M |
| Deposits / shares | $3.5M | $3.6M |
| Capital ratio | 20.25% | 38.30% (stronger) |
| Problem loans | 5.89% | 0.16% (stronger) |
| Net charge-offs | -1.40% (stronger) | 0.91% |
| Return on assets | 1.61% (stronger) | 0.10% |
| Loans ÷ deposits | 28.9% (stronger) | 55.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Memorial Federal Credit Union has the higher TellerScore (84 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Shelby/Bolivar County Federal Credit Union leads on 3 and Memorial Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.