Side-by-side · Q2 2026 data
Shore to Shore Community Federal Credit Union vs South Central Credit Union
Credit union
Shore to Shore Community Federal Credit Union
Trenton, Michigan · Under $100 million in assets
Metric by metric
| Measure | Shore to Shore Community Federal Credit Union | South Central Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 70 | 92 (stronger) |
| Loan quality | 76 | 81 (stronger) |
| Earnings | 84 (stronger) | 26 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 68th | 59th |
| Total assets | $85.1M | $84.6M |
| Deposits / shares | $74.2M | $72.0M |
| Capital ratio | 12.03% | 14.20% (stronger) |
| Problem loans | 0.73% | 0.56% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.46% |
| Return on assets | 1.61% (stronger) | 0.16% |
| Loans ÷ deposits | 38.4% (stronger) | 55.8% |
| Uninsured deposits | 5.2% | 4.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Shore to Shore Community Federal Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Shore to Shore Community Federal Credit Union leads on 4 and South Central Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.