Side-by-side · Q2 2026 data
Shore to Shore Community Federal Credit Union vs Thornapple Credit Union
Credit union
Shore to Shore Community Federal Credit Union
Trenton, Michigan · Under $100 million in assets
Metric by metric
| Measure | Shore to Shore Community Federal Credit Union | Thornapple Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 68 |
| Capital cushion | 70 (stronger) | 48 |
| Loan quality | 76 | 80 (stronger) |
| Earnings | 84 (stronger) | 66 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 68th | 36th |
| Total assets | $85.1M | $79.2M |
| Deposits / shares | $74.2M | $70.5M |
| Capital ratio | 12.03% (stronger) | 9.81% |
| Problem loans | 0.73% | 0.59% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.21% |
| Return on assets | 1.61% (stronger) | 1.14% |
| Loans ÷ deposits | 38.4% (stronger) | 86.4% |
| Uninsured deposits | 5.2% | 3.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Shore to Shore Community Federal Credit Union has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Shore to Shore Community Federal Credit Union leads on 5 and Thornapple Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.