Side-by-side · Q2 2026 data
Shore to Shore Community Federal Credit Union vs Total Community Credit Union
Credit union
Shore to Shore Community Federal Credit Union
Trenton, Michigan · Under $100 million in assets
Metric by metric
| Measure | Shore to Shore Community Federal Credit Union | Total Community Credit Union |
|---|---|---|
| TellerScore | 81 | 97 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 76 | 88 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 68th | 99th |
| Total assets | $85.1M | $111.3M |
| Deposits / shares | $74.2M | $93.9M |
| Capital ratio | 12.03% | 15.29% (stronger) |
| Problem loans | 0.73% | 0.36% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.38% |
| Return on assets | 1.61% | 2.04% (stronger) |
| Loans ÷ deposits | 38.4% (stronger) | 46.4% |
| Uninsured deposits | 5.2% | 2.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Total Community Credit Union has the higher TellerScore (97 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Shore to Shore Community Federal Credit Union leads on 2 and Total Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.