Side-by-side · Q2 2026 data
Shore United Bank, National Association vs Capital Bank, National Association
Metric by metric
| Measure | Shore United Bank, National Association | Capital Bank, National Association |
|---|---|---|
| TellerScore | 61 (stronger) | 46 |
| Capital cushion | 50 (stronger) | 40 |
| Loan quality | 56 (stronger) | 32 |
| Earnings | 71 (stronger) | 70 |
| Funding & liquidity | 67 (stronger) | 38 |
| Problem-loan coverage | 82 (stronger) | 67 |
| Peer percentile | 24th | 5th |
| Total assets | $6.1B | $3.8B |
| Deposits / shares | $5.4B | $3.4B |
| Capital ratio | 10.00% (stronger) | 8.97% |
| Problem loans | 1.32% (stronger) | 2.05% |
| Net charge-offs | 0.04% (stronger) | 0.45% |
| Return on assets | 1.28% (stronger) | 1.24% |
| Loans ÷ deposits | 89.4% | 89.0% (stronger) |
| Uninsured deposits | 18.0% (stronger) | 45.1% |
| Offices | 40 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.7% | 5.3% |
Shore United Bank, National Association has the higher TellerScore (61 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Shore United Bank, National Association leads on 6 and Capital Bank, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.