Side-by-side · Q2 2026 data
Shore United Bank, National Association vs First United Bank & Trust
Metric by metric
| Measure | Shore United Bank, National Association | First United Bank & Trust |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 50 | 66 (stronger) |
| Loan quality | 56 | 90 (stronger) |
| Earnings | 71 (stronger) | 70 |
| Funding & liquidity | 67 (stronger) | 63 |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 24th | 77th |
| Total assets | $6.1B | $2.1B |
| Deposits / shares | $5.4B | $1.7B |
| Capital ratio | 10.00% | 11.56% (stronger) |
| Problem loans | 1.32% | 0.31% (stronger) |
| Net charge-offs | 0.04% | 0.04% (stronger) |
| Return on assets | 1.28% (stronger) | 1.25% |
| Loans ÷ deposits | 89.4% | 89.0% (stronger) |
| Uninsured deposits | 18.0% (stronger) | 22.7% |
| Offices | 40 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.7% | — |
First United Bank & Trust has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Shore United Bank, National Association leads on 2 and First United Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.