Side-by-side · Q2 2026 data
Shore United Bank, National Association vs Navy Federal Credit Union
Metric by metric
| Measure | Shore United Bank, National Association | Navy Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 66 (stronger) |
| Capital cushion | 50 | 67 (stronger) |
| Loan quality | 56 (stronger) | 47 |
| Earnings | 71 | 75 (stronger) |
| Funding & liquidity | 67 | 76 (stronger) |
| Problem-loan coverage | 82 (stronger) | 80 |
| Peer percentile | 24th | 60th |
| Total assets | $6.1B | $204.4B |
| Deposits / shares | $5.4B | $173.4B |
| Capital ratio | 10.00% | 11.65% (stronger) |
| Problem loans | 1.32% (stronger) | 1.58% |
| Net charge-offs | 0.04% (stronger) | 2.35% |
| Return on assets | 1.28% | 1.38% (stronger) |
| Loans ÷ deposits | 89.4% | 84.4% (stronger) |
| Uninsured deposits | 18.0% | 9.7% (stronger) |
| Offices | 40 | 134 |
| CFPB complaints (3 yrs) | — | 34,434 |
| Complaints per $1B deposits | — | 198.6 |
| Mortgage denial rate (HMDA) | 16.7% | 32.9% |
Navy Federal Credit Union has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Shore United Bank, National Association leads on 2 and Navy Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Annapolis, MD
- Fredericksburg, VA
- Lexington Park, MD