Side-by-side · Q2 2026 data
Shrewsbury Federal Credit Union vs Somerset Federal Credit Union
Credit union
Shrewsbury Federal Credit Union
Shrewsbury, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Shrewsbury Federal Credit Union | Somerset Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 37 | 75 (stronger) |
| Loan quality | 88 | 94 (stronger) |
| Earnings | 56 (stronger) | 48 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 48th | 74th |
| Total assets | $249.4M | $263.3M |
| Deposits / shares | $229.8M | $232.8M |
| Capital ratio | 8.72% | 12.51% (stronger) |
| Problem loans | 0.35% | 0.19% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 0.89% (stronger) | 0.69% |
| Loans ÷ deposits | 46.9% (stronger) | 74.8% |
| Uninsured deposits | 11.3% | 8.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.6% | 13.4% |
Somerset Federal Credit Union has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Shrewsbury Federal Credit Union leads on 2 and Somerset Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.